Efficient Frontier:
The goal in creating a diversified portfolio is to maximize your returns while minimizing the exposure to risk and volatility on your securities. While it is impossible to know what will happen in the future, we can utilize historical data to make deductions regarding how different securities will perform with regard to their risk and return characteristics. We use Markowitz Portfolio Optimization to generate the Efficient Frontier, which represents the best possible portfolios for your securities as well as how we use their risk and return measures to simulate a stock market to better understand the most and least likely outcomes, and everything in between. This feature is very useful because it allows you to see a graphical representation of your return percentage for any given level of risk exposure as well as a comparison between these measures and that of your current portfolio. The best part is, we do the work, so you only need to find a balance of risk and return that works for you.

Portfolio Comparison (5-Year Horizon):
Another one of our features is the portfolio comparison application (projected by Random Walks Stochastic Model). By adding your annual salary, 401(k) contribution% and an initial investment to our optimization process we will provide you with an "Investment Balance Comparison." This function gives you a monetary comparison between each optimized portfolio on a 5 year horizon, allowing you to compare all optimized and current portfolios at once. It also provides you with a range between the most likely and least likely outcomes for each portfolio. Using this application will give you a different perspective on your 401(k) investment decisions and a better idea of what kind of investing approach (i.e. conservative, aggressive, etc.) you will be comfortable with taking.

10-Year Projection:
This feature is similar to the portfolio comparison feature (projected by Random Walks Stochastic Model as well). By utilizing your annual salary, 401(k) contribution% and initial investment we will provide you with an "investment Balance Comparison." This function allows you to select an optimized portfolio and compare it against your current one and gives you a monetary comparison for each year over the course of 10 years. It also provides you with a range between most and least likely outcomes for each portfolio. Using this feature will give you a long-term perspective on the monetary value of your investment and in-turn a better idea of what kind of investing approach (i.e. conservative, aggressive, etc.) you will be comfortable with taking.