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Registration agreement terms: *	TERMS OF USE: ---------------------------------------------------------------------------------------------------------------------- NOTICE: IT IS YOUR RESPONSIBILITY TO READ AND UNDERSTAND THE TERMS AND CONDITIONS CAREFULLY, BY ACCESSING THIS SITE AND PAGES THEREOF, YOU AGREE TO BOUND BY TERMS OF USE AND LEGAL INFORMATION PERTAINING TO BOTH THIS SITE AND ANY MATERIAL OFFERED ON IT. YOUR USE OF THIS SITE CONSTITUTES YOUR AGREEMENT AND UNDERSTANDING TO ALL SUCH TERMS, CONDITIONS, AND NOTICES. IF YOU DO NOT AGREE TO THE TERMS AND CONDITIONS SET FORTH HEREIN, DO NOT ACCESS THIS SITE OR ANY PAGES THEREOF. WALL FINANCIAL GROUP, LLC, WALL401K LTD, ITS PARTNERS, EMPLOYEES, OFFICERS, DIRECTORS, AGENTS, ASSOCIATES, AND AFFILIATES (HEREINAFTER REFERRED TO AS ��WALL��) RESERVE THE RIGHT TO CHANGE THE TERMS, CONDITIONS, AND NOTICES UNDER WHICH THIS SITE IS OFFERED. NO RELIANCE AND NO WARRANTY: ---------------------------------------------------------------------------------------------------------------------- WALL maintains this site for the purpose of informative and convenience on an ��AS IS�� basis of its users. The contents of this site are based upon sources of information believed to be reliable and WALL uses reasonable efforts to update them, whenever possible. However, the information on this website is provided without any warranty, express or implied; any use of this site and/or the information contained herein is at your own risk, as we cannot guarantee that the information and data provided is up-to-date, correct, or complete. This also applies to any other websites which you may be referred to by means of a hyperlink (whether directly or indirectly); such hyperlinks are offered as a convenience tool only, and WALL is not responsible for the contents of any websites reached by means of such a link. WALL reserves the right to modify, change, or supplement the information or data provided on its website without prior notice. WALL shall have no liability for errors or omissions in the content of its website, whether provided by WALL, cited by WALL, or accessed to and by third parties. WALL does not guarantee the veracity, reliability or completeness of any information provided on this site or in any hyperlink appearing on this site. Although one of the purposes of this site is to be informative, WALL does NOT hold itself out to be financial advisors, investment bankers, accountant, and/or economic analysts. Nor does WALL create any type of relationship with its user giving rise any type of duty for its user. The information provided on this site is provided as a reference and information only. FORUM USER AGREEMENT: ---------------------------------------------------------------------------------------------------------------------- The forum on this site is to promote a clean, healthy, and respectful atmosphere and discussion of investments and investment strategies where people are not afraid to ask questions, participate in fruitful and informative discussions. Wall provides the service of a discussion forum as an alternative for you to help you build your own risk model of how to invest your 401(k) plan. Through this site, you may better determine how you should invest in you 401(k), but the final and sole decision of the investment is always yours. WALL assumes NO responsibility or liability for any advice you come across on this site. While the administrators and moderators of the forum will attempt to remove and/or edit any generally objectionable or offensive material as quickly as possible, it is impossible to review every message and post. As such, you acknowledge and agree that all posts made to the forum express the views and opinions of the author and not the administrators, moderators, and/or webmaster (except for posts made by these people). The following rules listed below are here to make the forum easier to use and more conducive to a more friendly and informative discussion. The administrators and moderators reserve the right to amend and/or add any additional rules as required in their sole discretion. Violation of the rules below may result in sanctions up to and including immediate removal of posting rights: 1.Respect both forum moderators and administrators. 2.Post in a manner that promotes informative and productive discussion in the investment community. 3.No profanity in subject lines or signatures. 4.No flaming of other members to incite or perpetuate a conflict or argument. 5.No linking or posting of pornographic or objectionable material. 6.Do not impersonate other individuals or falsely represent yourself. 7.Do not discuss, suggest, engage, or encourage any illegal activity on the forums. Links to locations that dale with any such activity are also banned. 8.Posting under secondary usernames or alias user names other than your main account for the purpose of arguing, degrading, or belittling, or deceiving other readers are forbidden and grounds for having your privileges revoked or banned. 9.Refrain from using profanity or cr3active spell1ing to get around the censor filters. 10.Respect the privacy of other members and individuals. Do not post personal information about them (i.e., personal addresses, emails, phone numbers, passwords, etc.). 11.Observe all copyright laws when posting copyrighted materials. 12.Do not post messages that violate Federal, State, and/or Local laws which include, but are not limited to, anything that violates a copyright, trademark, patent, trade secret, or is bound by NDA (Non-Disclosure Agreement). 13.No spamming or commercial solicitation of any kind by members. You agree to indemnify and hold WALL harmless from any claim or demand, including reasonable attorney��s fees, made by a third party arising from any material you contribute to the forum on this site. COPYRIGHT AND REPRODUCTION NOTICE: ---------------------------------------------------------------------------------------------------------------------- The content of this site is copyright protected. The copying of information or data, particularly the use of facts, texts, graphs, parts of text or pictorial material, requires the prior express written consent of WALL. This site is owned and operated by WALL. The information contained on this site may not otherwise be reproduced and must not be distributed or transmitted, performed, reproduced, published, licensed, created, transferred to any other person, or incorporated in any way into another site, document, or material or be commercially exploited in any way, without the express written consent of WALL. Anything you transmit to this site becomes the property of WALL, may be used by WALL for any lawful purpose, and is further subject to disclosure as deemed appropriate by WALL, including to any legal or regulatory authority to which WALL is subject. LOCAL LEGAL RESTRICTIONS: ---------------------------------------------------------------------------------------------------------------------- Any material, data, information, communication, and/or transmission on this site shall not be distributed, to persons resident in any country, state or jurisdiction where such distribution would be contradictory to local law or regulation. Persons in respect of whom such prohibitions apply must not access this website. It is a responsibility of the user to ensure that she/he is legally entitled to access this website. PRIVACY: ---------------------------------------------------------------------------------------------------------------------- WALL is concerned about the safety of personal data such as name, address, phone number or e-mail. Our web activities are governed by applicable laws on data protection and data security. WALL generally uses your personal data as part of providing its services to you and/or answers your questions and/or give you access to special information or offers. In order to improve our customer service, we may save and edit your personal data and, e.g., pass it on to our group companies to better deal with your wishes or improve our products and services. WALL (or third parties on our behalf) may also use this data to inform you of WALL offers which may be of interest to you, or to carry out online surveys through which we can better meet your needs. Data that is not needed will be deleted. Naturally, WALL will also respect your wish not to have your personal data used for customer service or marketing purposes, particularly for direct marketing or market research. We will neither sell your personal data to third parties nor distribute it in any other manner. WALL takes all commercially reasonable precautions to safeguard the safety of your personal data, and protect it against loss, destruction, falsification, manipulation and unauthorized access or unauthorized disclosure. NON-PERSONAL DATA: ---------------------------------------------------------------------------------------------------------------------- When you access our websites, certain statistical information is occasionally collected automatically (i.e. not through a registration). This information (e.g. Internet browser and operating system used; domain name of the last website viewed before arriving at our site; number of visits, average dwell time, pages called up) is not collected on a visitor by visitor basis but is aggregated. WALL and our group companies use this information to determine the attractiveness of our websites and improve their content. COOKIES: ---------------------------------------------------------------------------------------------------------------------- "Cookies" are information that is automatically stored on your computer. When you visit our site, information may be saved on your computer as a "cookie" which is then automatically recognized the next time you visit the site. Cookies, for example, allow us to adapt a website to your interests or to save your password so that you do not have to enter it every time you visit the site. If you do not want us to recognize your computer, please set your Internet browser so that it deletes cookies from your computer hard disk, blocks all cookies or warns you before saving a cookie. CHILDREN: ---------------------------------------------------------------------------------------------------------------------- Children should not use or send personal data to WALL websites without the consent of their parents or guardian. WALL advises all parents and guardians to teach their children safe Internet practices and how to safely and responsibly handle personal data on the Internet. WALL will never knowingly collect the personal data of children or in any way use this data or disclose it to third parties without authorization. =============================================================================== By checking "I agree to registration agreement terms." below you agree to and are bound by all of these conditions. I agree to registration agreement terms.
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